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Referral Software for Fintech

Grow your fintech business
through customer referrals

Give customers a simple way to invite others. Track referrals and reward the actions that matter to your business.

Trusted by marketing and product teams at fast-growing fintech companies

EvenFi

"We are a tech company, so we love to build things. But in this case, we decided to go with GrowSurf because it was something that was really useful. When we were conducting research on what was available on the market, we wanted something easy and simple, and extensible. GrowSurf was easy to implement and easy to expand on."

Diego Dal Cero
Diego Dal Cero
Founder, CEO at EvenFi
Willful

"I had about ten other referral software providers I looked at. We chose GrowSurf because it was something we could customize without having to get developers to build the whole thing out. The price was another big plus for us."

Tracy Laranjo
Tracy Laranjo
Growth Manager at Willful
How fintech referral programs work

Reward referrals after a
first deposit

Set a custom referral trigger so signup alone does not count. After your backend verifies a referred customer’s first deposit, call GrowSurf’s Trigger referral endpoint to count the referral. If a deposit can be reversed, delay referral credit and cancel it if the deposit is reversed.

GrowSurf checks new signups for fraud risk; strict settings can block signups it rates as high risk. Your team can also approve rewards before they’re sent. See GrowSurf’s fraud controls.

Features built for Fintech

Why GrowSurf works for
fintech businesses

Capterra GetApp G2 SoftwareAdvice Product Hunt Product Hunt - referral program software
  • Track who referred each customer
    Connect GrowSurf to your signup flow so you can see who referred each new customer. Keep using your existing forms and follow-up emails.
    Track who referred each customer
  • Choose how rewards are sent
    Send gift cards through a supported integration, or let your team handle account credits in your own system. Require approval before rewards are sent when you need to.
    Choose how rewards are sent
  • Let customers share and see their progress
    Add a referral widget inside your app so customers can share their link and see their referrals and rewards.
    Let customers share and see their progress
  • Choose when a referral counts
    Your backend verifies the action you chose, such as a first deposit or completed transfer, then lets GrowSurf know through the REST API. GrowSurf uses that confirmation to count the referral.
    Choose when a referral counts
  • Promote your referral program
    Use your CRM or email platform to tell customers about your referral program and remind them to share.
    Promote your referral program

100% white-labeled

Your referral program will be completely branded as your own.

Automated rewards

Send rewards automatically, or approve each one first.

Built to be easy

A clean, simple dashboard that anyone on your team can use.

Launch in a day, not weeks

Building in-house takes weeks. Other referral software takes days. GrowSurf takes less than one day.

Save development resources

One year of GrowSurf costs less than what it takes for your dev team to build a referral program from scratch.

Collaborate with your team

Invite your team and provide controlled access.

Referral analytics

See conversion rates, top referrers, and which channels drive the most referrals.

Excellent customer service

Get answers and hands-on help from our team when you need it.

Anti-fraud system

GrowSurf blocks fraudsters and comes with a suite of anti-fraud tools to combat repeat offenders.

Trusted by marketing and product teams at fast-growing fintech companies

Learn more

Built for lean teams,
scaled for category leaders

GrowSurf helps marketing and product teams launch referral and affiliate programs faster with less engineering overhead. Explore how our platform fits your business by choosing your industry.

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